Love On Track • Client-side prototype

Know the exact month you could afford a home.

A lightweight planning tool for couples. No server, no API, no database. Your inputs stay in your browser.

Your inputs

The core planning inputs that shape the timeline.

Yearly take-home pay ($) Current saved for home ($) Monthly savings ($)

Is monthly savings being invested?

Extra lump sum savings ($)

Down payment (%) Estimated mortgage rate (%) Furnishing / move-in reserve ($) Emergency fund (months of bills)

Planning mode Use monthly housing comfort cap Use target home price

Preferred monthly housing comfort cap (% of take-home pay)

Used for the future owner budget only.

Other bills ($ / month) Debt payments ($ / month)

Only assumptions that change by location.

State selection State area type

Estimated for planning only. Not financial advice or lender underwriting.

Estimated home price $0

Estimated ready-to-buy month —

Months from today 0 months

How the timeline changes if you save more or less each month.